Investments are in First Trust Deeds/Mortgages on owner occupied residences priced at current market value. Mortgages are written with 30 year amortization and a five year balloon at a pre negotiated rate. All mortgages carry a decreasing prepayment penalty.

Investing in mortgages involve a high degree of risk and are suitable only for persons/entities of substantial financial means who could bear the entire loss of their investment.

In order for an investor or prospective investor to be an accredited investor as defined in Securities Act Rule 501(a), the investor or prospective investor must fall within at least one of the following categories.

Please select the investor category that applies to you:
	A natural person whose individual net worth, or joint net worth with that person's spouse, at the time of purchase exceeds $1,000,000, excluding the value of the primary residence of such natural person
	A natural person whose individual income exceeded $200,000 in each of the last two calendar years or who had joint income with his or her spouse in excess of $300,000 in each of those years and, in either case, who reasonably expects to reach the same income level in the current calendar year
	A bank as defined in Section 3(a)(2) of the Securities Act, or a savings and loan association or other institution as defined in Section 3(a)(5)(A) of the Securities Act, whether acting in an individual or fiduciary capacity
	A broker or dealer registered pursuant to Section 15 of the Securities Exchange Act of 1934 (the "Exchange Act"
	An insurance company as defined in Section 2(a)(13) of the Securities Act
	An investment company registered under the Investment Company Act of 1940 (the "Investment Company Act" or a business development company as defined in Section 2(a)(48) of the Investment Company Act
	A Small Business Investment Company licensed by the U.S. Small Business Administration under Section 301(c) or (d) of the Small Business Investment Act of 1958
	A plan established and maintained by a state, its political subdivisions, or any agency or instrumentality of a state or its political subdivisions, for the benefit of its employees, with total assets in excess of $5,000,000
	An employee benefit plan within the meaning of the Employee Retirement Income Security Act of 1974 ("ERISA" where investment decisions are made by a plan fiduciary, as defined in Section 3(21) of ERISA, which is either a bank, savings and loan association, insurance company, or registered investment adviser
	An employee benefit plan within the meaning of ERISA with total assets in excess of $5,000,000 or, if a self-directed plan, with investment decisions made solely by persons that are accredited investors as defined in Securities Act Rule 501(a)
	A private business development company as defined in Section 202(a)(22) of the Investment Advisers Act of 1940
	An organization described in Section 501(c)(3) of the Internal Revenue Code, corporation, Massachusetts or similar business trust, or partnership, not formed for the specific purpose of investing in any of the securities represented on this web site, with total assets in excess of $5,000,000
	A trust, with total assets in excess of $5,000,000, not formed for the specific purpose of investing in any of the securities represented on this web site, whose purchase is directed by a sophisticated person as described in Securities Act Rule 506(b)(2)(ii)
	An entity in which all of the equity owners are accredited investors as defined in Securities Act Rule 501(a)
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